Note: The job is a remote job and is open to candidates in USA. Playlist is reshaping the fitness and wellness industry by providing innovative payment solutions. As a Payments Risk Analyst, you will ensure financial integrity through risk management while enhancing customer experience by conducting thorough merchant account reviews and developing risk mitigation strategies.
Responsibilities
• Drive comprehensive merchant account reviews, conducting thorough credit underwriting that ensures compliance with KYC, KYB, and AML requirements
• Analyze merchant financial conditions, processing statistics, and risk profiles to make strategic onboarding decisions aligned with company credit policies
• Develop and implement risk mitigation strategies for merchant accounts, balancing business growth with robust financial protection
• Collaborate across teams to resolve complex chargeback scenarios, procure evidence, and optimize dispute resolution processes
• Mentor and train compliance and sales teams on best practices, regulatory requirements, and risk management techniques
• Conduct in-depth financial statement analysis to assess merchant account viability and potential
• Proactively identify and address emerging risk trends in payment processing
• Support ad hoc projects that drive operational excellence and innovation in our payment ecosystem
Skills
• 4+ years of experience in payment operations, merchant underwriting, chargebacks, or risk management
• Advanced analytical skills with the ability to interpret complex financial data and make strategic recommendations
• Deep understanding of payment facilitation, compliance frameworks (CIP/KYC/KYB/AML), and risk mitigation techniques
• Proven track record of managing intricate financial processes with precision and strategic insight
• Strong project management skills with the ability to prioritize and excel in a dynamic, fast-paced environment
• Exceptional communication skills, capable of engaging effectively across all organizational levels
• Creative problem-solver with a keen eye for detail and systemic risk assessment
• Adaptable learner who thrives on staying ahead of industry trends and regulatory changes
Benefits
• Competitive compensation
• Unlimited vacation
Company Overview
• Playlist is the parent company that operates various physical and mental fitness tech companies. It was founded in 2026, and is headquartered in San Luis Obispo, California, USA, with a workforce of 1001-5000 employees. Its website is https://www.playlist.com.