Mortgage Loan Originator

U.S. Bank is dedicated to helping customers and businesses make better financial decisions. The Mortgage Loan Originator role involves originating mortgage loans, reviewing applications, and ensuring timely processing and underwriting. Responsibilities Originates mortgage loans in an assigned metropolitan territory Takes applications, conducts preliminary underwriting reviews, submits loan applications to processing and underwriting for approval Follows-up to ensure that documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources Incumbents are customarily and regularly engaged in making and soliciting loan sales and conducting sales-related activities away from U.S. Bank locations Skills High school diploma or equivalent Typically at least one year of mortgage, sales, real estate, or banking experience Ability to travel Well-developed sales ability Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending, RESPA, energy audit requirements, etc.) Ability to work independently Ability to analyze financial information Effective verbal and written communication skills Established referral base within assigned market preferred 2 years of mortgage loan origination experience with proven results Benefits Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Company Overview At U.S. It was founded in 1968, and is headquartered in Minneapolis, Minnesota, USA, with a workforce of 10001+ employees. Its website is