Note: The job is a remote job and is open to candidates in USA. U.S. Bank is on a journey to help customers and businesses make smarter financial decisions. The SBA Credit Analyst is responsible for conducting comprehensive credit analyses and making recommendations regarding the extension of credit to ensure credit quality and minimize risk. Responsibilities • Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit • Prior to making the credit decision or advising the person(s) making the final credit decision, the SBA Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers • Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company • May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio • The SBA Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered Skills • Bachelor's degree, or equivalent work experience • Typically six or more years of relevant experience • Strong credit analysis and analytical skills • In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis • Proficient in SBA SOP • Background in economics, accounting, and/or finance • Effective technical report writing skills • Effective verbal and written communication skills • Proficient computer navigation skills using a variety of software packages - including Microsoft Suite (Excel, Teams, Outlook, etc.) • Working knowledge of nCino preferred Benefits • Healthcare (medical, dental, vision) • Basic term and optional term life insurance • Short-term and long-term disability • Pregnancy disability and parental leave • 401(k) and employer-funded retirement plan • Paid vacation (from two to five weeks depending on salary grade and tenure) • Up to 11 paid holiday opportunities • Adoption assistance • Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law Company Overview • At U.S. It was founded in 1968, and is headquartered in Minneapolis, Minnesota, USA, with a workforce of 10001+ employees. Its website is