U.S. Bank is on a mission to help customers and businesses make better financial decisions. They are seeking Healthcare Credit Analysts to manage credit analysis for healthcare-related commercial loans, ensuring the quality and minimizing risks associated with credit extensions.
Responsibilities
- Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit
- Prior to making the credit decision or advising the person(s) making the final credit decision, the Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting all types of credit information on existing and prospective customers
- Reviews customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company
- May use technological tools, including computer software, to assist in the credit analysis process by helping evaluate a particular credit or a portfolio
- The Credit Analyst will use such tools to compare and evaluate possible courses of action and will make recommendations and/or decisions after various possibilities are considered
Skills
- Bachelor's degree, or equivalent underwriting experience
- Typically one or more years of underwriting experience
- Bachelor's degree, or equivalent underwriting experience
- Typically three or more years of underwriting experience
- Bachelor's degree, or equivalent underwriting experience
- Typically five or more years of underwriting experience
- Underwriting experience focused on credit analysis and analytical skills working with complex healthcare credits
- Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
- Background in economics, accounting, and/or finance
- Excellent verbal and written communication skills
- Proficient computer navigation skills using a variety of software packages including EXCEL and nCino
- Strong underwriting, credit analysis and analytical skills working with complex healthcare credits
- In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
- Strong verbal and written communication skills
- Proficient computer navigation skills using a variety of software packages – including nCino
- Advanced background in MS Office suite of products and skillset with MS Excel
- Three or more years of advanced underwriting credit analysis and analytical skills working specifically with complex healthcare credits
- Proficient computer navigation skills using a variety of software packages – including nCino and Credit Lens
Benefits
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law
Company Overview
- At U.S. It was founded in 1968, and is headquartered in Minneapolis, Minnesota, USA, with a workforce of 10001+ employees. Its website is http://www.usbank.com.